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How Buy Here Pay Here Dealerships Approve Your Bad Credit Financing?
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How Buy Here Pay Here Dealerships Approve Your Bad Credit Financing?

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This is not a surprising query! You are bound to feel skeptical seeing buy here pay here dealerships approve a bad credit loan to you while banks, credit unions, and most other financial houses have already denied your application. You might be just starting your career. Your student loan or house mortgage is already straining your finances. How come buy here pay here dealerships ignore these while banks make a big deal out of them? The business model of dealerships like Family Auto of White Horse Road is not actually rocket science. BHPH functions in a win-win situation – you need a car and they need to sell one.

How is your loan approved in BHPH dealerships?

Family Auto car dealerships functioning with the BHPH model easily approves your bad credit or no credit auto financing. And the approval majorly depends on one factor i.e. “Your current paycheck from the job you have.”

Now, understand that unlike banks, Family Auto will not turn you out of the door. Your loan will stand approved if you have a steady income stream. The only difference that you will see between your loan and the next customer is the amount that you can apply to buy a used car. Your income will determine how much monthly premium you can afford now.

What does the dealership get in return?

Here again, the entire picture of Family Auto buy here pay here dealership’s business transaction can be boiled down to two factors.

1.They successfully sell a used car to you and gain a slight profit that helps run the business.
2.Your loan comes with an interest which serves as an extra income for the dealership.

Go back to the point where you needed a car and the dealership wanted to sell one. The core business of the dealership is to sell you quality Family Auto cars. Auto financing runs on the side to help customers like you who happen to have a bad credit score now, improving which takes time. Here comes the win-win scenario. The dealership earns its revenue from the above two sources while you can get your car now, maintain your job and pay back the loan on time. In Greenville, a car is a necessity.Fortunately, your credit score no longer has to play the deciding factor.

So, remove your skepticisms

And head out to Family Auto of White Horse Road to buy your used car. The dealership has an accredited financial wing that offers flexible financing plans along with easy approval. Plus, the cars come with flat 2-years/36,000 miles warranty which only goes on to show the fleet’s quality. The time has come when you can finally stop credit scores dictate your life. Apply for bad credit financing and take control.


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